Pay Per File, Not Per Hour
Only pay $10 minimum per file per dispute round. No retainers. No minimums. Your costs scale with your business.
01
✣ Your backend Dispute Support
Scale Your Credit
Repair Business
Without Hiring a Team
White-label dispute processing, litigation-grade credit repair, customer support, marketing assistance, and funding services—built exclusively for credit repair companies.
7+ YrsIndustry experience
$10Per file pricing
FCRA/ FDCPAViolation focus
UnlimitedScalability
7+ years experienceLitigation-grade disputesCertified mail processPay per fileScalable operationsWhite-label ready
● Why Credence
Why Credit Repair Companies
Choose Credence Credit Lab
An institutional back office, built exclusively for credit repair operators.
Litigation-Grade Dispute Letters
Custom-crafted dispute letters designed to identify FCRA and FDCPA violations and strengthen client outcomes.
02
Certified Mail Advantage
Disputes are sent through certified mail, creating stronger documentation and a more professional process.
03
Full Operations Team
Disputers, customer support reps, marketers, and funding specialists—without hiring internally.
04
End-To-End Business Support
From onboarding to dispute processing and funding preparation, we manage your back-office operations.
05
Unlimited Scalability
Whether you manage 5 clients or 500, our infrastructure grows with your business.
06
● Meet the Founder
Meet the Founder
Zara Meddiy
Zara Meddiy brings intensive experience from working in a law firm specializing in challenging consumer reporting agencies, giving her a deep understanding of the credit reporting industry and the strategies used to address inaccurate or negative reporting.
As a credit coach and industry mentor, Zara has helped more than 30 credit repair companies build stronger systems, improve their processes, and create businesses designed for long-term growth.
Her mission is simple: give entrepreneurs the knowledge, systems, and support they need to confidently build and scale their own credit repair businesses.
“You don’t need to figure it all out alone. You just need the right blueprint to build from.”
ExperienceExpertiseLeadershipEmpowerment
✣ Book a Call
Let’s Figure It Out Together.
You don’t have to have it all figured out before you start. Tell us where you are, where you want to go, and let’s map out the next step together.